A new initiative to enhance financial inclusion for low-income workers in Ras Al Khaimah was unveiled, introducing the C3Pay payroll card. Developed in partnership with Edenred UAE and local authorities, the card provides an innovative solution for salary payments, particularly for employees without access to traditional banking services.

The C3Pay payroll card allows workers to receive salaries directly onto the card, enabling cash withdrawals, retail purchases, and online transactions. This eliminates the necessity of having a bank account, streamlining financial transactions and enhancing accessibility for users.

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This initiative addresses the challenges faced by unbanked workers, offering a secure and user-friendly alternative to manage their wages. Employees can easily handle tasks such as bill payments, purchasing essentials, and withdrawing cash, fostering greater financial independence.

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Employers benefit from the card’s seamless integration with existing payroll systems, simplifying salary distribution. For workers, the C3Pay card serves as a versatile and reliable tool for budgeting, saving, and managing personal finances.

This program is part of a wider effort to promote financial inclusion and enhance workers’ welfare in Ras Al Khaimah. By reducing barriers to financial services, the C3Pay payroll card aims to improve workers’ quality of life while supporting the emirate’s economic development.

The launch of the C3Pay card represents a milestone in advancing financial well-being and underscores Ras Al Khaimah’s commitment to fostering an inclusive and empowered workforce.